Mitihoon – AXA Insurance Thailand Highlights Five Practical Measures for Post-Flood Home Recovery and Future Risk Preparedness
As flooding recently affects many parts of Thailand, families face home damage, safety concerns, and the challenge of restoring their living conditions after floodwaters recede. Returning home is not simply about repairing damage; it is also an opportunity to strengthen preparedness and plan for risks that may arise in the future.
According to the Department of Disaster Prevention and Mitigation (DDPM), as of 14 October 2026, flooding had affected people across 20 provinces and Bangkok, impacting more than 900,000 households, or over 2.44 million people. These figures underline the importance of a systematic approach to managing residential risks, especially as some areas begin recovery and repair.
As affected communities begin recovering after the flood, here are five practical steps that homeowners and residents should consider.
- Prioritise Safety Before Returning Home
Before re-entering a house or building, carefully inspect its structure, walls, columns and floors for signs of damage or potential safety hazards. If there are any concerns about the building’s safety, seek professional advice before using the property to help reduce the risk of accidents. - Inspect Electrical Systems Carefully
Flooding can damage electrical systems, wiring, sockets and household appliances, potentially increasing the risk of short circuits. Do not switch on the electricity immediately after floodwaters recede. Have a qualified electrician inspect the affected systems before restoring power to help ensure residents’ safety.
- Manage Moisture and Maintain a Healthy Indoor Environment
Once it is safe to access the property, improve ventilation, remove excess moisture and clear away damaged materials or belongings. These steps can help reduce the mould, musty odours and related health problems, while limiting long-term damage to the building and household contents.
- Keep a Detailed Record of All Damage
Take photographs or videos of affected areas and prepare an inventory of damaged belongings, together with any related expenses. Organised records can support more effective repair planning and help facilitate insurance claims, where applicable.
- Use Recovery as an Opportunity to Build Resilience
Once conditions have stabilised, homeowners can review their emergency plans, identify vulnerabilities around the property and consider measures to reduce the impact of future disasters. These may include moving electrical equipment and valuable belongings to safer locations, storing important documents securely and arranging appropriate financial protection to improve preparedness for unexpected events.
Alongside safety measures and home recovery, financial preparedness is another important factor in managing unexpected events with greater confidence. When families face the costs of repairing and restoring their homes, suitable insurance protection can ease the financial burden and support recovery.
AXA Sabuydee My Home is an option for those seeking to manage residential risks. The insurance plan covers buildings and household contents against a range of risks, including fire, lightning, explosions, smoke, water damage, windstorms, earthquakes, hail and floods. Additional protection is available for burglary, electrical appliance damage, fixed glass breakage and third-party liability. Designed for property owners, tenants, and landlords, the plan offers premiums starting from 1,100 Baht per year, with convenient online purchase and immediate email delivery of your policy.
AXA customers affected by flooding can seek advice and report claims through AXA’s LINE Official Account at @AXAThailand or by contacting the AXA Customer Service Centre on 02-118-8111. AXA Insurance Thailand remains committed to supporting customers throughout the recovery process and helping families regain confidence towards restoring their homes and daily lives.
For more information about AXA Sabuydee My Home and policy purchase, please visit https://u.axa.co.th/AXA-SabuydeeMyHome-EN2026
Remark: *Terms and conditions of coverage and underwriting as specified by AXA; the Insured should understand them before making the decision.
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