Mitihoon – Krungsri (Bank of Ayudhya PCL) announces a 0.25% per annum reduction in its lending rates, effective from 18 August 2025. The move is in line with the recent policy rate cut by the Monetary Policy Committee (MPC) and aims to support Thailand’s economic growth, while easing financial burdens and lowering funding costs for both business and retail customers.
Mr. Kenichi Yamato, Krungsri President and Chief Executive Officer, said, “Krungsri reduces lending rates by 0.25% per annum across groups of customers, in alignment with the BOT’s monetary policy. This is aimed at fostering a financial environment conductive to business adaptation, lowering funding costs, and alleviating debt burdens for our customers. It also reflects our commitment to supporting Thailand’s economic growth, which is showing signs of deceleration due to both the direct and indirect impacts of U.S. tax measures and a decline in tourist arrivals.”
Krungsri adjusts its lending interest rates as follows:
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Minimum Loan Rate (MLR) is reduced from 7.000% to 6.750%
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Minimum Overdraft Rate (MOR) is reduced from 6.975% to 6.725%
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Minimum Retail Rate (MRR) is reduced from 7.120% to 6.870%
The lending rate reduction is part of Krungsri’s ongoing efforts to support customers facing challenging situations, reflecting the Bank’s commitment to serving all customer segments.
These new lending rates will take effect on 18 August 2025.
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