Mitihoon – Siam Commercial Bank (SCB) continues to elevate the digital banking experience by further enhancing customer convenience through the expansion of its Cross-Bank Cardless ATM Withdrawal service. The service is now available at more than 9,200 SCB ATMs nationwide, following new partnerships with Bangkok Bank and CIMB Thai Bank. This expansion gives SCB the largest network of domestic and international banking and non-bank partners in Thailand, and positions SCB as the first and only bank in the country to offer cardless cash withdrawals for foreign mobile banking applications. As a result, both Thai customers and international tourists can access financial services more conveniently, quickly, and securely.
Mr. Sakkawat Itthisawad, Executive Vice President, Branch Distribution Network Function, Siam Commercial Bank, said: “SCB was the first bank in Thailand to introduce cross-bank cardless ATM withdrawal services in 2021. Currently, SCB ATMs support both card-based and cardless cash withdrawals for customers from banks and non-bank financial service providers, including foreign mobile applications, totaling more than 16 partners. Moreover, SCB is the first and only bank in Thailand to enable cardless withdrawals for foreign mobile banking apps, in collaboration with Cashmallow since 2023, and later expanding the service through GLN of South Korea in 2025. The latest expansion of our cross-bank cardless withdrawal service marks a significant milestone in building a seamlessly connected financial ecosystem—one that enables inclusive and equitable access to financial services for all. This initiative reflects SCB’s unwavering commitment to continuous technological innovation and to meeting the needs of modern customers who value agility and convenience. It truly embodies our ‘Digital Bank with Human Touch’ strategy by delivering services that are both accessible and customer-centric.”
SCB ATMs* currently support cardless withdrawals from more than 16 leading banks and service providers, including Kasikornbank, Bangkok Bank, TMBThanachart Bank, Kiatnakin Phatra Bank, Land and Houses Bank, Bank for Agriculture and Agricultural Cooperatives, Thai Credit Bank, CIMB Thai Bank, Umay+, AEON Thai Mobile, Kashjoy Easy, Cashmallow and GLN, as well as credit cards, Ngern Chaiyo cash cards, CardX SPEEDY CASH, Umay+ Card, AEON Card, Kashjoy Easy Card, and Ngern Tid Lor Card.
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