Mitihoon – KTC Expands Financial Options for Managing Large Expenses KTC PROUD Offers 0% Installment Plans on iPhone 18 Pro for Up to 24 Months
Krungthai Card Public Company Limited (KTC) is expanding financial options to help consumers manage large expenses with greater flexibility. KTC PROUD cash cardmembers can choose 0% installment plans for up to 24 months on the iPhone 18 Pro at participating retailers from September 12 to December 31, 2026, allowing them to spread a major expense over time and better manage their monthly cash flow.
Ms. Phichamon Jitpentham, Head of Personal Loans at KTC, said that as consumers place greater emphasis on careful financial planning, financial products should do more than simply increase purchasing power. They should also serve as tools that help consumers manage expenses in line with their income, particularly for major purchases such as smartphones, which have become essential for work, communication, and everyday life.
“As smartphone prices continue to rise, 0% installment plans can provide another option for spreading a large expense into manageable monthly payments. For example, the 256 GB iPhone 18 Pro, priced at THB 48,900, would amount to approximately THB 2,038 per month when paid over 24 months. This can make monthly expenses easier to plan while preserving greater flexibility for essential or unexpected expenses,” Ms. Phichamon said.
KTC PROUD cash cardmembers can enjoy 0% installments for 24 months on the iPhone 18 Pro at participating stores nationwide, including Advice, Advice iStore, JIB, Jaymart, and TG Fone. Alternatively, cardmembers can choose 0% installments for 20 months via the Lazada app. The offer is available from September 12 to December 31, 2026. For more information, please visit https://www.ktc.co.th/promotion/electronics-mobile/mobile-computer-tech-gadgets/iphone2026.
Ms. Phichamon added, “KTC wants financial products to provide consumers with greater flexibility in managing their cash flow. Whether they choose to pay in full or in installments, the key is to consider both the necessity of the purchase and their ability to repay. Credit should be used as a financial management tool that supports their needs without creating a long-term financial burden.”
KTC has also expanded access to point-of-sale installment services through KTC PROUD. Consumers who do not yet hold a KTC PROUD cash card can apply at participating stores by scanning a QR code and receive an application decision within 30 minutes. They can also apply through the KTC Mobile app at https://ktc.cards/ktcmobile-download-fb. Once approved, customers can choose an installment plan for eligible purchases, subject to the applicable terms and conditions.
For more information, please visit any KTC TOUCH branch nationwide or contact KTC PHONE 02 123 5000, press 0, then press 2.
Note: Cardholders of “KTC PROUD” cash card should borrow only what they need and can repay. Annual interest rate: 20-25%.
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