Mitihoon – Thai Credit Bank Public Company Limited reinforces its standpoint as a bank dedicated to society and sustainability by joining forces with the Community Organizations Development Institute (Public Organization), or CODI which is under the supervision of the Minister of Social Development and Human Security. The two organizations have signed a Memorandum of Understanding (MOU) on “Promoting Financial Literacy and Community Fund Management for Sustainable Well-being.” The signing ceremony was presided over by Mr. Krisada Somprasong, Director of CODI, and Ms. Krisana Aramkulchai, Director of Thai Credit Bank Public Company Limited, alongside senior executives from both organizations. The event held on January 13, 2026, at the Paiboon Wattanasiritham Meeting Room, CODI.
This collaboration stems from the shared vision of both agencies, recognizing that “financial literacy” is a crucial foundation for improving quality of life. Thai Credit, as an expert financial institution, will utilize its knowledge and financial tools to support CODI’s mission, which serves as the core agency for strengthening communities and community organizations nationwide.
The primary objectives of this MOU focus on three key dimensions:
- Building Financial Immunity: Developing personnel with a proper understanding of finance and debt management, ensuring they are ready to systematically transfer this knowledge to the community.
- Elevating Community Entrepreneurs: Focusing on equipping community entrepreneurs with intellectual tools-spanning business management, marketing planning, and financial management-to enable growth and competitiveness.
3.Strengthening Communities: Supporting efficient community management, including community product development and other aspects that contribute to an improved quality of life for the people.
Mr. Krisada Somprasong, Director of the Community Organizations Development Institute (Public Organization), stated that “CODI feels honored to collaborate with Thai Credit Bank in the shared commitment to strengthening communities and improving their quality of life. CODI focuses on building the capacity of community organizations, which still face challenges, particularly in strong financial management knowledge. Thai Credit Bank has key strengths that can help fill this gap by providing knowledge and support in financial management for community organizations.”
This collaboration presents an opportunity for us to move forward together in strengthening community organizations, creating stable and sustainable occupations and income, and developing communities as learning centers for community economic development. It also marks a partnership in developing a strong community economic system and jointly fostering robust social enterprises in the future.
Miss Krisana Aramkulchai, Director of Thai Credit Bank Public Company Limited, stated, “The heart of driving this collaboration is utilizing the ‘Tang To Know-how’ project-our successful CSR initiative designed to make finance easy to understand-as the key mechanism for our joint efforts. The Bank is fully prepared to support this initiative with a team of lecturers and experts to transfer knowledge to CODI’s personnel, community leaders, and networks. This covers personal financial management, debt resolution, and modern business and marketing management. Our goal is to create strong ‘Community Financial Managers’ who can pass on this sustainability back to society.”
Integrating private sector expertise with the public sector’s strong network ensures that financial knowledge will not stop within the training room. Instead, it will be distributed and transferred to community members through a ‘peer-to-peer’ or ‘leader-to-resident’ approach. This will drive genuine behavioral change regarding finance at the grassroots level.
The collaboration is scheduled for a continuous period of 3 years from the date of signing, reflecting the sincere determination of both parties to work together in the long term. Continuous joint evaluations will be conducted to ensure alignment with the changing economic and social contexts.
This partnership between Thai Credit Bank and CODI marks a significant starting point for cooperation between the private and public sectors in addressing household debt and creating stable careers. By starting from the smallest yet most important unit-the “Community”-the initiative aims to lead Thai society toward good financial health and sustainable self-reliance in the future.
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