Mitihoon – Siam Commercial Bank (SCB) is accelerating its push into the debit card market with the launch of the newly redesigned “SCB LET’S” debit card, offering a next-level spending experience tailored to the everyday lifestyles of digital consumers. Under the concept “Spend and Earn Points”, the card stands out by allowing customers to collect reward points on everyday spending. Cardholders earn 1 point for every 50 baht spent, which is automatically accumulated on the POINTX application— a unified loyalty platform that consolidates reward points across the SCBX ecosystem. The bank has also enhanced insurance protection benefits to provide greater peace of mind with every transaction. SCB aims to acquire more than 1 million new debit cards in 2026, while targeting a 5% growth in card transaction volume and spending.
Mr. Thanawatn Kittisuwan, First Executive Vice President, Head of Digital Business and Payment Solutions, Siam Commercial Bank said: “In today’s rapidly expanding cashless society, modern consumers increasingly value both convenience and value in every transaction. Debit cards are no longer used solely for cash withdrawals; they have become an important payment tool for everyday spending across all age groups. Our in-depth customer insights show that the top five spending categories among SCB customers are online advertising purchases, online shopping, food delivery, subscription services, and travel—clearly reflecting the growing role of digital spending in daily life.”
“To further enhance the value of everyday spending, SCB has redesigned the SCB LET’S debit card under the concept ‘Spend and Earn Points’. Customers can now accumulate points from their debit card spending—1 point for every 50 baht spent—on the POINTX application, where points can be redeemed for a wide range of rewards, products, services, and privileges from leading partners. In addition, the bank has partnered with Deves Insurance Public Company Limited to enhance accident insurance coverage for SCB LET’S PLUS debit cardholders, providing greater protection and peace of mind. SCB targets more than 1 million new cards issued in 2026, alongside a projected 5% increase in card spending, reinforcing the bank’s Digital Bank with Human Touch strategy to develop financial solutions that truly fit the lifestyles of today’s digital consumers.”
Key Benefits of the SCB LET’S Debit Card
LET’S GET POINT – The more you spend, the more points you earn
- All SCB LET’S debit cardholders earn 1 POINTX point for every 50 baht spent through card transactions.*
LET’S GET PROTECT – Spend with confidence and peace of mind
For SCB LET’S PLUS debit cardholders:
- Accident life insurance coverage of up to 400,000 baht
- Medical expense coverage per accident of up to 20,000 baht
- Daily hospital income compensation of up to 1,000 baht per day for accident-related hospitalization
- Up to 3% cashback on fuel purchases or spending at Big C and Lotus’s during the promotional period.*
For more information, customers can contact SCB Call Center at 02-777-7777 or apply for the SCB LET’S debit card at SCB branches nationwide. Product details are available at https://www.scb.co.th/th/personal-banking/cards/debit-cards
Learn more about SCB LET’S debit card promotions at
https://www.scb.co.th/th/personal-banking/promotions/debit-cards
The advertising film showcasing the new phenomenon of the extraordinary SCB LET’S debit card – “Spend and Earn Points” is available at
https://www.scb.co.th/th/personal-banking/cards/debit-cards/pointx
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